We take Cash flow analysis very seriously. Creating a Cash flow analysis and tracking it represents the foundation for any financial strategy. Cash flow analysis refers to the system that is created to manage your income and expenses. Those who simply earn income and pay bills are not engaged in the process of Cash flow analysis , that is survival. Authentic cash flow analysis involves understanding the components that make up your sources of income, how that income is being spent and what choices are being made that can affect the long term progress of your personal financial strategy. It is an active process and one that is more holistic in nature than only establishing a budget. It will give you key insight in how you are allocating your funds in order to maximize your budget and create more opportunities for savings and investments.